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Zero Down Payment Car Loans - How to Get One

Despite the plethora of advertisements to the contrary, there are very few car lenders who will truly approve car loans with zero money down. That said, dealers have developed several solutions to enable people to get a car loan with no down payment. Let's look at these methods in detail.

While “money down” may sound like nothing but cash-money, it can actually mean “trade equity.” This means you're able to trade in your existing vehicle, and the dealer will put the cash value of it towards your new car as a form of a down payment. In this way, no cash down payment is actually required! Additionally, dealers may actually inflate your trade equity as a means of helping you afford reach the down payment required by whoever your auto loan lender is. The dealers are as motivated to sell you a car as you are to buy one. So while the market value of your used vehicle may be only $1000, the dealer may not be able to find a loan that will approve you with less than $1200 as a minimum down payment. So what your dealer does is credit you $1200 ($200 extra) for your trade-in. Of course, this makes the price of your new car jump from, say, $12,500 instead of $12,700.

A second method that some bad credit lenders may consider is that some dealers will offer new car rebates from the manufacturers. Sometimes these can be converted into a down payment. But be sure that your new car rebate is in the form of customer cash, not a dealer cash rebate. Each of these options should help you to get out the door with a
zero down car loan
, even if your lender does indeed require a minimum down payment.

Find Car Ttx On eBay Below:

ATHEARN GENESIS HO 69949 TTX F89F 89 Flat Car WTTX 914053
ATHEARN GENESIS HO 69949 TTX F89F 89 Flat Car WTTX 914053
$42.98
Walthers TTX heavy duty 4 truck flat car
Walthers TTX heavy duty 4 truck flat car
$70.00
Walthers TTX heavy duty 4 truck flat car
Walthers TTX heavy duty 4 truck flat car
$70.00
Athearn TTX Yellow 60 Flat Car  2 John Deere 6420 Tractors NEW HO + Bonus 6420
Athearn TTX Yellow 60 Flat Car 2 John Deere 6420 Tractors NEW HO + Bonus 6420
$69.99
Athearn TTX Trailer Train 60 Flat Car  2 John Deere 6420 Tractors NEW HO Bonus
Athearn TTX Trailer Train 60 Flat Car 2 John Deere 6420 Tractors NEW HO Bonus
$69.99
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475104 Item 910 5121
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475104 Item 910 5121
$19.00
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475265 Item 910 5124
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475265 Item 910 5124
$19.00
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475128 Item 910 5123
Walthers HO 53 GSC Piggyback Flat Car Trailer Train TTX 475128 Item 910 5123
$19.00
LOT OF 4 HO SCALE TRAILER TRAIN TTX TTAX FLAT CARS H 5
LOT OF 4 HO SCALE TRAILER TRAIN TTX TTAX FLAT CARS H 5
$19.99
LOT OF 4 HO SCALE TRAILER TRAIN TTX TTAX FLAT CARS H 5
LOT OF 4 HO SCALE TRAILER TRAIN TTX TTAX FLAT CARS H 5
$19.99
PLANO MODEL HO SCALE 166 45 FT TTX MID UNIT CONTAINER CAR WALKWAYS FRAME SET
PLANO MODEL HO SCALE 166 45 FT TTX MID UNIT CONTAINER CAR WALKWAYS FRAME SET
$8.49
HO WALTHERS TTX READY TO RUN 81 4 TRUCK DEPRESSED CENTER FLAT CAR 2 PACK
HO WALTHERS TTX READY TO RUN 81 4 TRUCK DEPRESSED CENTER FLAT CAR 2 PACK
$69.99
HO Scale Athearn TTX 60 Flat Car Trailer Train Caterpillar Tractor Load BN UP NS
HO Scale Athearn TTX 60 Flat Car Trailer Train Caterpillar Tractor Load BN UP NS
$16.00
HO SCALE ATHEARN TTX FLAT CAR  HTTX 90117
HO SCALE ATHEARN TTX FLAT CAR HTTX 90117
$8.00
Microscale Decal HO 87 722 TTX Freight Double Stack Car 3 Platform Drawbar
Microscale Decal HO 87 722 TTX Freight Double Stack Car 3 Platform Drawbar
$7.50
Walthers Ho 932 3931 263 5 unit Spine car set kit TTX 79603 Brand new Sealed
Walthers Ho 932 3931 263 5 unit Spine car set kit TTX 79603 Brand new Sealed
$30.00
HO Athearn RTR John Deere TTX Trailer Train 60 Flat Car w 2 6420 Tractors
HO Athearn RTR John Deere TTX Trailer Train 60 Flat Car w 2 6420 Tractors
$49.00
Walthers TTX 932 3957 HO Scale 75 TOFC Flat Car Erie 7561 w Free ship
Walthers TTX 932 3957 HO Scale 75 TOFC Flat Car Erie 7561 w Free ship
$25.00
HO SCALE 1 87 WALTHERS 89 F89F TOFC FLAT CAR TTX TWIN 45 930363 932 4952
HO SCALE 1 87 WALTHERS 89 F89F TOFC FLAT CAR TTX TWIN 45 930363 932 4952
$12.72
HO SCALE 1 87 WALTHERS 89 F89F TOFC FLAT CAR TTX TWIN 45 151484 932 4952
HO SCALE 1 87 WALTHERS 89 F89F TOFC FLAT CAR TTX TWIN 45 151484 932 4952
$12.72
HO scale Athearn TTX Trailer Train 48 Husky Stack double containers well car
HO scale Athearn TTX Trailer Train 48 Husky Stack double containers well car
$17.67
HO Athearn Trailer Train TTX 56 Husky Stack w double containers well car
HO Athearn Trailer Train TTX 56 Husky Stack w double containers well car
$53.96
HO Athearn Trailer Train TTX 56 Husky Stack w UPS double containers well car
HO Athearn Trailer Train TTX 56 Husky Stack w UPS double containers well car
$45.00
HO Athearn Trailer Train TTX 48 Husky Stack w double containers well car
HO Athearn Trailer Train TTX 48 Husky Stack w double containers well car
$27.00
Ho Scale Athearn RTR Weathered Railbox TTX RBOX 50 Box Car
Ho Scale Athearn RTR Weathered Railbox TTX RBOX 50 Box Car
$11.50
Intermountain 47305 01 HO Thrall 5x40 Articulated Well Car TTX DTTX 62024
Intermountain 47305 01 HO Thrall 5x40 Articulated Well Car TTX DTTX 62024
$82.99
Intermountain 47305 02 HO Thrall 5x40 Articulated Well Car TTX DTTX 62044
Intermountain 47305 02 HO Thrall 5x40 Articulated Well Car TTX DTTX 62044
$82.99
Intermountain 47305 03 HO Thrall 5x40 Articulated Well Car TTX DTTX 62083
Intermountain 47305 03 HO Thrall 5x40 Articulated Well Car TTX DTTX 62083
$82.99
Intermountain 47305 04 HO Thrall 5x40 Articulated Well Car TTX DTTX 62119
Intermountain 47305 04 HO Thrall 5x40 Articulated Well Car TTX DTTX 62119
$82.99
Microscale Decal HO 87 839 TTX Twin Stack 5 Unit Articulated Double Stack Cars
Microscale Decal HO 87 839 TTX Twin Stack 5 Unit Articulated Double Stack Cars
$7.50
HO Athearn Trailer Train TTX 50 piggyback flat car w 40 Railway Express Agency
HO Athearn Trailer Train TTX 50 piggyback flat car w 40 Railway Express Agency
$12.50
HO scale Atlas Trailer Train TTX 89 piggyback trailers containers flat car
HO scale Atlas Trailer Train TTX 89 piggyback trailers containers flat car
$13.75
HO scale ExactRail TTX Trailer Train depressed center flat car train
HO scale ExactRail TTX Trailer Train depressed center flat car train
$59.99
4 Athearn type HO Deep Well INTERMODAL CONTAINER CARS CN TTX CSX VG+Deal
4 Athearn type HO Deep Well INTERMODAL CONTAINER CARS CN TTX CSX VG+Deal
$39.99
HO Kato Trailer Train TTX Maxi IV 53 containers double stack well car set
HO Kato Trailer Train TTX Maxi IV 53 containers double stack well car set
$53.00
Microscale Trailer Train TTX Impack Front Runner 4 Runner TOFC car decals HO NOS
Microscale Trailer Train TTX Impack Front Runner 4 Runner TOFC car decals HO NOS
$5.99
HO scale Con Cor Trailer Train TTX 48 Husky Stack container trailers well car
HO scale Con Cor Trailer Train TTX 48 Husky Stack container trailers well car
$11.69
HO scale Walthers Trailer Train TTX 48 front runner piggyback flat car
HO scale Walthers Trailer Train TTX 48 front runner piggyback flat car
$6.69
HO Walthers Trailer Train TTX 48 ap husky stack w containers well car
HO Walthers Trailer Train TTX 48 ap husky stack w containers well car
$21.00
HO scale Walthers Trailer Train TTX 89 piggyback flat car train
HO scale Walthers Trailer Train TTX 89 piggyback flat car train
$13.00


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