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how does this work, car insurance?

I'm thinking of getting a new car soon and have checked out how much insurance it will cost with my current insurer.If i sell my current car before my insurance runs out, will i get a refund on what is left or will i just pay the excess on whatever is left for the new one? There is £70.35 difference a year for the new car compared to what i'm paying just now for my current car.I've never done this before, so i dont know what i'm doing really.
i pay my insurance by one payment for the year.

If you are insuring with the same company then just call them up and advise them of the change of car.
They will then bill you the extra and transfer the insurance over.

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